Life insurance in Luxembourg is similar to life insurance in France but has additional benefits that attract many investors. These high-end policies aim to diversify assets within a single tax framework.
Our independence is the best guarantee for our customers in the decisions and advice we provide
Each customer receives direct support from one of the founding partners of the organisation who has a great deal of experience in financial management
We are not employees, but shareholders of our organisation and we have a commitment to go above and beyond for our customers
We work on an open-architecture basis and select the best funds from a large number of management companies:
Ivan has 20 years of financial experience including 10 years in equity sales at Crédit Agricole Indosuez and 10 years in wealth management at Bank Neuflize and at the insurance company Allianz.
Ivan graduated from ESCP Business School in Heritage Management in 2010.
Christophe has 20 years of experience in finance, a large part of which was at Arthur Andersen LLP in the health insurance division. He was responsible for auditing listed investment funds and later worked at UBS as a risk manager.
Christophe graduated from ESCP Business School in Heritage Management in 2010.
Luxembourg law has established a strict system to protect invested capital. It helps make Luxembourg life insurance a secure means of financial investment. The matching contribution in the contract can be made by a single initial payment when taking out the policy and also by additional payments thereafter. Contribution in securities is also possible (listed or unlisted securities). This advantage is specific to the Luxembourg law policy and very popular with the policyholders. It is a “tailor-made” policy with features that can be adapted according to the policyholder’s country of origin or their host country if they are an expatriate. The duration of the policy is most often unlimited, meaning a lifetime.
However, a fixed term may be mentioned in the policy. The currency is your choice. It is possible to take out a policy in a foreign currency, the one that will be used for purchases, transfers, and transmissions to beneficiaries. It is a great advantage for expatriates who do not want to be exposed to currency risk. The most represented currencies are the euro, dollar, Swiss franc, and British pound.